Commercial Lines: Effectively Managing Risk
- General Liability
Coverage for injuries sustained at your business premises such as a fall or for your product(s) that could inadvertently harm a third party.
Protection is designed to protect your building, business property, computers and corporate income. In addition to fire, policies may also include coverage for theft, transit and certain kinds of water damage.
- Business Income
Coverage is designed to cover lost profits, continuing/miscellaneous expenses and payroll should your business be forced to relocate due to a physical property disaster.
- Errors & Omissions
Protects your company from client claims resulting in employee/corporate errors, failure to perform or disclose information correctly
- Directors & Officers
Liability insurance that provides financial protection for the Directors and Officers of your company in the event they are sued in conjunction with the performance of their duties as they relate to the company.
Corporate automobile protection designed to provide liability coverage to a third party for bodily injury or property damage. In addition, contract may include vehicle physical damage riders such as collision and theft. Car rental and towing protection may also be covered.
- Non-Owned Auto
Coverage provides excess auto liability in the event your employee causes bodily injury or property damage while driving their own vehicle while on the job.
- Catastrophic Liability Protection
Coverage provides excess liability over and above your general liability and automobile policies.
- Workers Compensation
State mandated health insurance coverage to protect employees in the event they are injured from work related accidents.
- Employment Practices Liability (EPL)
Coverage designed to protect employer against claims arising from sexual harassment, various forms of discrimination and/or employment regulation issues. Policies are tailored differently and include various defense coverage options.
- Cyber Liability
Technology errors and omissions insurance offers protection for exposures arising out of Internet communications and computer network activities.
- International Insurance
International coverage for foreign accidental death & dismemberment, kidnap/ransom/extortion and foreign liability. We specialize in countries with difficult political climates such as in the Middle East and Central America.